Prepare the Potatoes: Wash and scrub the russet potatoes to remove any dirt. Pat them dry with a paper towel.

Coat with Oil: Rub each potato with a bit of olive oil to help the skins crisp up during air frying.

Season: Sprinkle each potato with salt and pepper, ensuring even coverage.

Preheat the Air Fryer: Preheat your air fryer to 400°F (200°C) for a few minutes.

Air Fry the Potatoes: Place the seasoned potatoes in the air fryer basket. Cook for about 30-40 minutes, turning the potatoes halfway through, until the skins are crispy and the insides are tender.

Slice and Fluff: Once the potatoes are cooked, use a knife to make a cross-shaped slit on the top of each potato. Gently push in the ends to create an opening, then use a fork to fluff the insides.

Add Toppings: Stuff each potato with shredded cheddar cheese, crumbled bacon, and diced tomatoes (if using).

Final Touches: Dollop each potato with sour cream and sprinkle chopped chives over the top.

Serve: These loaded baked potatoes are best served immediately, while everything is warm and gooey.